Terms of Service

1. Agreement to Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between you and FineSpark LoomLab regarding your use of our educational services accessible via finespark.site (the “Service”). By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy.

2. Accounts and Eligibility

• You must be at least 13 years old to use the Service.
• You agree to provide accurate, current, and complete information when creating an account.
• You are responsible for maintaining the confidentiality of your login credentials.

3. Course Access and License

Upon purchase, we grant you a personal, non-transferable, non-exclusive, revocable license to access the course content for your own educational use. You may not redistribute, resell, or publicly display the content without written permission.

4. Payments and Refunds

• Payments are processed by trusted third-party providers; we do not store full card numbers.
• Refunds are available within 14 days if no more than 25% of the course is completed. Contact [email protected].

5. Acceptable Use

• Do not attempt to bypass security or access others’ accounts.
• Do not distribute malware, spam, or infringing content.
• Respect intellectual property rights and community standards.

6. Intellectual Property

All content, trademarks, and service marks are the property of FineSpark LoomLab or its licensors. You may use the content only as expressly permitted in these Terms.

7. Disclaimers

The Service is provided “as is” and “as available.” We make no warranties of uninterrupted or error-free operation. Educational outcomes vary by learner and practice; no guarantees are made.

8. Limitation of Liability

To the maximum extent permitted by law, FineSpark LoomLab will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

9. Indemnification

You agree to defend, indemnify, and hold FineSpark LoomLab harmless from claims arising out of your use of the Service or violation of these Terms.

10. Termination

We may suspend or terminate access to the Service for violations of these Terms. You may discontinue use at any time.

11. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

12. Changes

We may update these Terms from time to time. Continued use of the Service after changes become effective constitutes acceptance of the updated Terms.

13. Contact

Questions about these Terms may be sent to [email protected] or by phone at +1 (415) 555-0137.